This is the canonical DIY indexing portfolio: total U.S. stock, total international stock, total U.S. bonds. Larimore does not prescribe one permanent bond weight, so the “portfolio” is really a structure; a common moderate study case is 64/16/20.
| Description | Date |
|---|---|
| Last Optimization | 3/31/2026 |
| Next Optimization | 4/30/2026 |
| Ticker | Weight (%) | Allocation ($) |
|---|
| VBMFX | 79.05% | $7,905 |
| VGTSX | 9.34% | $934 |
| VTSMX | 11.61% | $1,161 |
| Total | 100.00% | $10,000 |