“Own the investable market” reference portfolio. It is distinct from the Bogleheads Three-Fund because it includes a market-cap style allocation to global equities, bonds, REITs, and gold.
| Description | Date |
|---|---|
| Last Optimization | 12/31/2025 |
| Next Optimization | 12/31/2026 |
| Ticker | Weight (%) | Allocation ($) |
|---|
URTHSIM | 18.40% | $1,840 |
VWOSIM | 13.54% | $1,354 |
IEFSIM | 19.24% | $1,924 |
GLDSIM | 48.82% | $4,882 |
| Total | 100.00% | $10,000 |