This is the canonical DIY indexing portfolio: total U.S. stock, total international stock, total U.S. bonds. Larimore does not prescribe one permanent bond weight, so the “portfolio” is really a structure; a common moderate study case is 64/16/20.
| Description | Date |
|---|---|
| Last Rebalance | 12/31/2025 |
| Next Rebalance | 12/31/2026 |
| Ticker | Weight (%) | Allocation ($) |
|---|
VTSMX | 65.06% | $6,506 |
VGTSX | 16.67% | $1,667 |
VBMFX | 18.27% | $1,827 |
| Total | 100.00% | $10,000 |