This is the canonical DIY indexing portfolio: total U.S. stock, total international stock, total U.S. bonds. Larimore does not prescribe one permanent bond weight, so the “portfolio” is really a structure; a common moderate study case is 64/16/20.
| Description | Date |
|---|---|
| Last Rebalance | 12/31/2025 |
| Next Rebalance | 12/31/2026 |
| Ticker | Weight (%) | Allocation ($) |
|---|
| VBMFX | 19.14% | $1,914 |
| VGTSX | 16.70% | $1,670 |
| VTSMX | 64.15% | $6,415 |
| Total | 100.00% | $10,000 |